KENDIVO
✦ Bookkeeping reimagined

Bookkeeping built for creators.

Income, expenses, receipts, invoices, tax workflows and banking – brought together in one clear workspace for your creator business.

Real-world beta · No pricing promise · Feedback welcome

Overview · September
Good morning
Your business at a glance.
JS
Income€8,420↑ good month
Tax reserve€2,105keep an eye on it
Income & Expenses6 months
▣   Brand collaboration · Invoice 1042€1,850
Built for German workflows
§19 Revenue Monitor
KENDIVO Guard
Creator-focused
Your day-to-day

Less Excel. Less chaos. More clarity.

Creator businesses rarely fit into standard boxes. KENDIVO turns the special cases of your day-to-day work into a clear system.

Track brand collaborations
Record non-cash benefits correctly
Create invoices faster
Match receipts directly
Keep tax reserves in view
Everything in one place

One system for your entire business.

From your first receipt to your monthly overview, KENDIVO connects the tasks that would otherwise be spread across multiple tools.

§19Know early

§19 Revenue Monitor

KENDIVO tracks the revenue thresholds that matter under Germany’s small-business VAT rule and shows how close you are to the relevant limit.

  • Keep the €25,000 prior-year threshold and €100,000 current-year threshold in view
  • The €25,000 threshold in the year you start trading is taken into account
  • Warnings at 80% and 90%, and when a threshold is reached or exceeded
  • Shows the revenue that pushes you over a threshold

Information system only – not tax advice. KENDIVO does not automatically change your tax status.

Multi-layer account protection

KENDIVO Guard

Additional safeguards help protect your account, receipts and sensitive bookkeeping data.

  • Email verification and protection against compromised passwords
  • Optional two-factor authentication
  • Private cloud receipts and separated user data
  • Activity log and clear alerts for unusual activity

Guard currently uses rule-based checks. Alerts are explained, and nothing is automatically deleted or blocked.

Expenses & Receipts

Match receipts and document ongoing costs clearly.

Invoices

Create professional invoices with all key information.

Collaborations & Clients

Keep brands, agencies and projects organised.

Banking & Transactions

Match bank transactions and track cash flows – ready for your workflow.

Reports

Understand trends and make better-informed decisions about your business.

Cloud & Login

Sign in securely and keep your data synced across your devices.

E-Invoicing

Ready for structured invoicing.

KENDIVO helps you bring required fields and structured formats into a clear workflow.

Important note: The ZUGFeRD component is in beta. Validation against applicable standards is recommended.

XRechnung Export

Export structured invoice data for further processing or sending.

ZUGFeRD / EN16931

A prepared workflow for hybrid e-invoices.

Invoice Fields

Capture required information clearly and consistently.

Export

Prepare invoices for further use.

Built for creators

Your work is diverse. Your bookkeeping can stay simple.

KENDIVO handles income and expenses the way they actually appear in a creator business.

Brand Deal
Affiliate
UGC
Barter / Non-cash benefit
Travel expenses
Equipment
Software
Agency fee
Security & Cloud

KENDIVO Guard protects on multiple levels.

Secure sign-in, private cloud receipts, session and activity controls, and transparent alerts – clearly explained without exaggerated promises.

Personal Accounts

Access through your own protected login.

Separated User Data

User data is processed separately for each account.

Encrypted Connection

Data transferred between your device and KENDIVO is encrypted.

Local Cache

Selected content can be cached locally for limited offline use.

Get started easily

More clarity in three steps.

01

Create Account

Set up your personal access and get started.

02

Enter or Import Data

Organise income, expenses and receipts in your workspace.

03

Stay on Top

Track payments, taxes and trends in one place.

Early Access

Help make bookkeeping for creators better.

KENDIVO is currently in real-world beta testing. Selected creators can test the web app and help shape the next steps with their feedback.

Become a tester →

Clicking the button opens your email app. There is no obligation.

FAQ

Still have questions?

The most important answers about KENDIVO and the beta testing phase.

Who is KENDIVO for?

For creators, influencers and solo entrepreneurs in Germany who want to organise business income, expenses, receipts and invoices without unnecessary complexity.

Can I use KENDIVO under Germany’s small-business VAT rule (§19 UStG)?

KENDIVO is also designed for typical workflows under Germany’s small-business VAT rule. If you are unsure how your business should be treated for tax purposes, consult a tax adviser.

Does KENDIVO support e-invoices?

An XRechnung export and a ZUGFeRD/EN16931 workflow are planned. The ZUGFeRD component is in beta. Validation against applicable standards is recommended.

Can I match bank transactions?

Bank transaction matching is prepared. The exact feature set may continue to evolve during the beta testing phase.

Does KENDIVO work on smartphones?

Yes. The web app is responsive for iPhone, iPad and desktop, so you can keep a clear overview while on the go.

Where is my data stored?

KENDIVO uses personal accounts and separated user data in the cloud. Connections are encrypted, and a local cache supports selected offline use cases.

What does the §19 Revenue Monitor do?

It evaluates received revenue relevant to §19, shows the applicable revenue thresholds, and warns when you approach or exceed them. The monitor is an information system and does not replace tax advice.

What is KENDIVO Guard?

KENDIVO Guard combines additional safeguards such as email verification, optional two-factor authentication, private cloud receipts, an activity log and rule-based alerts for unusual activity.